Speaker
Don Graves

Session Details

The Hidden Power of Housing Wealth: 5 Reverse Mortgage Ideas Changing Retirement Planning

Finance & Insurance

Date: Saturday, August 23, 2025
Time: 11:15 am

Retirement planning is evolving as baby boomers face longer lifespans, rising healthcare costs, market volatility, and insufficient savings. To address these challenges, advisors need innovative tools to mitigate risks and preserve financial security. In this session, Don Graves, RICP®, CLTC®, CSA, IRMAACP™, reverse mortgage expert and instructor at The American College of Financial Services, reveals how reverse mortgages can serve as a powerful resource in retirement planning.

Participants will explore reverse mortgage basics, including qualifications, mechanics, and misconceptions, and learn advanced strategies like leveraging the HECM Line of Credit to boost cash flow, manage risks, and support Social Security deferral. Through practical examples and actionable insights, advisors will leave equipped to integrate housing wealth into holistic strategies, optimizing retirement outcomes and elevating client conversations.

Learning Objectives:

  1. Understand the basic guidelines of the reverse mortgage as well as common myths and misunderstandings.
  2. Understand the history and development of reverse mortgages as a retirement planning tool.
  3. Understand the five most common retirement strengthening strategies using reverse mortgages.

 

This session is not intended to be a substitute for professional financial advice from a qualified financial advisor.